Published: May 27, 2009
With the discovery of the Influenza A (H1N1) virus in the United States in April 2009, a renewed spotlight has been cast on the consequences of an epidemic, and how to deal with it.
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Published: November 26, 2008
There are two ways to accumulate resources for retirement, savings and investment. Savings are usually in the form of bank deposits which are relatively stable and safe. However, deposits yield very low returns particularly in a falling interest rate environment. To make matters worse, inflation is higher than current savings rate thus giving rise to negative interest rate environment. As a result, it is better to supplement deposits with other forms of asset classes such as equity or fixed income investments. By doing so, you are essentially seeking a balance between safety and returns, closing the gap to your retirement goals.
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Published: February 18, 2009
Critical illness insurance is not to be overlooked in your insurance portfolio. Without basic health, many of your economic activities will grind to a standstill, and you need coverage for such periods of medical trauma and financial stress. Some policies pay out a lump sum upon diagnosis of a pre-listed illness, while other policies pay out regular income while covering any related surgical procedures.
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Published: November 05, 2008
Knowing your financial destination is important. Knowing your financial risk appetite is equally important. Just like driving, you need to know where you are heading and how fast you can or need to drive in order to reach the destination. Taking on too much risk in your investments can cause excessive stress and anxiety for conservative investors. On the contrary, taking on too little risk can slow down the process of attaining your financial goals or fall short of target returns.
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Published: November 19, 2008
You know what you want – you want to get your finances in order, pronto. Significant life events all need careful monetary planning, and you’re feeling the tremors from the current volatile economic environment.
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