Published: May 27, 2009
With the discovery of the Influenza A (H1N1) virus in the United States in April 2009, a renewed spotlight has been cast on the consequences of an epidemic, and how to deal with it.
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Published: May 13, 2009
~factors that affect your insurance premiums and tips on lowering them. Life insurance is basically an insurance that guarantees a specific sum of money to a designated beneficiary upon the death of the insured or to the insured if he or she lives beyond a certain age. The premiums for such insurance can vary widely depending on various factors, and it pays to know what criteria insurers use when setting rates and what you can do to up your chances of getting the best policy at the best rates.
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Published: April 29, 2009
~Trusts, an estate planning tool that works alongside wills. The idea of a trust may be foreign to many, and not something you may have considered – the common assumption is that trusts are for those with large, Hefner-esque estates. This is not true. A trust can be very useful in saving you time and money and bypassing the probate process and ensuring that your assets reach the right hands in the shortest period of time.
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Published: April 15, 2009
The large bulk of our peak economic years are spent amassing and building up our wealth. Over and beyond a subsistence life, you have built up some wealth and you would like your family or any other beneficiaries enjoy the fruits of your labour beyond your golden years.
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Published: April 01, 2009
The old adage of reaping what you sow applies pertinently to financial habits. Indeed, when one gets into financial problems, it can stem from the aggregated undesirable daily financial habits – impulse spending, overdrafts, chalking up credit card bills, paying by hire purchase, irregular savings and so on.
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Published: March 18, 2009
First and foremost on your mind as a parent is keeping your family financially secure throughout any vagaries life can throw you. You want your children and spouse to emerge unscathed from any unexpected life events. This article focuses on new or soon-to-be parents, but whether you have just had children, are planning for them or are raising mercurial teenagers, you’ll want to plan well for them – the earlier you start the better.
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Published: March 04, 2009
Be it traditional values or social-attitudinal influence, women have in the past left money affairs to the men – father or husband. Today’s modern women are more educated and are blazing trails in the corporate world. This should also come with taking charge of their own money! Sadly though, statistical trends reflect that women are generally still the more financially vulnerable of the two sexes.
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Published: February 18, 2009
Critical illness insurance is not to be overlooked in your insurance portfolio. Without basic health, many of your economic activities will grind to a standstill, and you need coverage for such periods of medical trauma and financial stress. Some policies pay out a lump sum upon diagnosis of a pre-listed illness, while other policies pay out regular income while covering any related surgical procedures.
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Published: January 28, 2009
Insuring Your Most Prized Possession
Just as there are many health remedies – Traditional, Western, Ayurvedic, and the list goes on – there are as many health insurance plans. Health insurance gives coverage for hospital stays and other medical expenses. Most individuals receive health insurance from their companies as a standard benefit – but if you’re self-employed or wish to be be extra vigilant about the coverage, you’ll have to shop around for a good policy attuned to your needs.
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Published: January 14, 2009
When flights of fancy take over you, the last thing you want to worry about is a resounding thud back to reality when you’re saddled with a huge bill resulting from unforeseen circumstances during your dream trip. A few simple steps before setting foot on that ship/ plane/ train will save you a lot of potential heartache. When you’re chasing your dreams or that multi-million overseas contract, you don’t want to leave anything to chance.
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